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Lump Sum Critical Illness

A lump sum insurance policy that pays cash directly to you to help pay for your everyday bills so you can focus on recovery after a critical illness strikes

Critical Illness Toronto

Put You & Your Family in Good Hands

*For security reasons, please contact us by phone when sharing any personal or confidential information. Emails are not considered a secure means of transmitting the information.

How the Lump Sum Critical Illness Plan Works :

  • Covered Risks – 21 Conditions, 18 Conditions (including Heart Attack and Stroke), 3 Conditions (Cancer Only)
  • Upon initial diagnosis and/or treatment of a covered condition, you will be paid a lump sum of 10% of the amount.
  • When you survive at least 14 days following a covered loss, you will be paid an additional lump sum of 90%
  • Cancer survivors can qualify for 18 condition plan (heart attack and stroke)
  • Heart attack and stroke survivors can qualify for 3 condition plan (cancer only)
  • Best Doctors® Services are included
  • Guaranteed Renewable For Life
  • If you die for any reason other than a covered loss, the premiums paid will be returned to your beneficiary less any benefits paid under the policy and any applicable riders

Frequently Asked Questions

Do I have to answer any Medical Questions?
Yes. There are no ratings applied to this policy.

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Put You & Your Family in Good Hands

Let’s Get You Prepared for Anything

    *For security reasons, please contact us by phone when sharing any personal or confidential information. Emails are not considered a secure means of transmitting the information.
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    Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.